The Social Security website makes it sound simple to file for your retirement benefits: “Social Security offers an online retirement application that you can complete in as little as 15 minutes. It’s so easy … In most cases, once your application is submitted electronically, you’re done.” While the process for filing for Social Security benefits…

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If your teenager is getting ready to land a summer job, it’s a good opportunity to teach him or her about saving money and then using that nest egg as a lesson about the power of compounding. One possibility is to start a custodial Roth Individual Retirement Account, owned by your teen. All you need…

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You vaguely remember signing a form every year at college registration time. Now that you’ve graduated, it’s all become painfully clear – those forms were promissory notes detailing your student loan obligations. Your loans aren’t going away, and you’ll want to repay them as quickly as possible. So whether you have a small sum or…

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