Archive for December 2018

The S&P 500 Index, the barometer of broad stock market performance in the United States, has generated a return of about 10 percent annually over the last three decades. So the typical investor must be doing well, right? Wrong. The average mutual fund investor has earned less than 4 percent annually due to a combination…

We’ve been telling our clients for a while now that one of the biggest risks to the longevity of the current bull market is how the Federal Reserve increases interest rates from the historically low levels that date to the depths of the Great Recession. The Fed must walk a tightrope. Raise interest rates too…

The changes to tax law that took effect this year, including the near doubling of the standard deduction, mean you may benefit from multiyear tax planning. To reduce your tax bill, tax professionals say that individuals may want to change the pace of their charitable contributions, while business owners may want to spread out deductions…