Archive for September 2019

Over time, the value of your home has grown and your mortgage balance has been reduced or even eliminated. The equity – the property’s value minus any liens against it – you now have in your home is a reservoir of funding potential. You may decide to tap into it for various purposes, such as…

We’ve all heard about the importance of having life insurance, but is it really necessary? Often, the answer is “yes,” but it depends on your specific situation. And it’s also important to determine how much coverage you need. Our comprehensive financial planning process allows us to get to know you well enough to Stand in…

Your credit report contains information about your past and present credit transactions. It’s used primarily by potential lenders to evaluate your creditworthiness. So if you’re about to apply for credit, especially for something significant like a mortgage, you’ll want to get and review a copy of your credit report. We provide our clients with complimentary…

Losing a spouse is a sorrowful and stressful transition. And the added pressure of having to settle the estate and organize finances can be overwhelming. That’s why we recommend Everplans, a secure digital archive and tool for estate planning and organization. To learn more about Everplans, and how you can get a complimentary subscription, click…

The Internal Revenue Service continues to encourage taxpayers to review the amount of tax they have withheld from their paychecks in order to avoid a tax surprise when filing 2019 tax returns. Preliminary 2018 tax filing data seems to show the need for taxpayers to review their withholding in order to make sure the appropriate…

Investing can be stressful, but it doesn’t have to be. If you have a portfolio that was built for you and prepared by a financial advisor, you shouldn’t be too worried about volatility and financial news. If you don’t have a financial plan – or you prepared one yourself – contact one of our advisors…