Get the most out of your employee benefits

Every dollar counts in this highly-inflationary economy. When it comes to managing personal finances, employee benefits are often overlooked as a potential source of savings. Many choose to simply re-elect last year’s workplace benefits without giving them a second thought, or new employees might get overwhelmed by complicated packages. According to a survey from Businessolver, […]

What we expect for the financial markets for the remainder of 2022

We will experience volatile markets until the fight to control inflation shows signs of success Persistent high inflation is making a bad investment year looking even worse. Fed Chairman Jerome Powell, speaking at the Jackson Hole Economic Symposium on Aug. 26, 2022, reaffirmed the commitment of the U.S. central bank to keep raising interest rates […]

Is it time for a portfolio checkup?

Despite a sense of cautious optimism coming out of the pandemic-induced lockdowns, the year 2022 has thus far been characterized by economic uncertainty. Investors of all kinds continue to wrestle with the effects of decades-high inflation, rising borrowing costs, and extreme volatility in the markets — and things are likely to get worse before they […]

Roth IRA: Does one make sense for you?

When it comes to saving for retirement, you have a variety of different investment vehicles to choose from. There is no one-size-fits-all plan and determining which account (or accounts) will best suit your needs is a crucial step in securing the future that you envision for yourself and your family. To help you make your […]

A simple guide to Roth IRA conversion

As the Baby Boomer and Gen X generations reach retirement age, many are taking another look at their retirement savings plans hoping to identify opportunities for tax reductions. For those with tax-deferred plans like traditional IRAs and 401(k)s, Roth conversion has become an increasingly popular method for locking in future savings in exchange for paying […]

5 strategies for reducing risk in your investment portfolio

Whether you are an experienced investor or are new to the world of equities, you’re far from alone if the current market conditions have you second-guessing your portfolio. A recent survey from Bank of America has found that at 71%, the highest number of investors since 2008 expect further deterioration to occur before the global […]

Navigating volatility: Holding for better opportunities

Over the past several months, investors have been watching the impact of Russia’s invasion of Ukraine play out in their own portfolios. Surges of volatility across the world’s financial markets have led to soaring oil prices, declining stocks and an increase in the level of concern surrounding inflation. As of the second week of March, […]

The many benefits of using a health savings account (HSA)

Recent years have seen health savings accounts (HSAs) grow in popularity across the United States. At the end of 2020, it was estimated that 63 million people made use of an HSA to pay for qualifying medical costs, and the total number of accounts has risen 8% over the past year. These unique accounts enable […]