Swim at your own risk: Why financial guidance matters

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By Mark Zembo, Wealth Management Advisor

“No Lifeguard on Duty – Swim at Your Own Risk.”

Ever see a sign like that?

From time to time, I’ve noticed this warning. I first learned to swim at a local lake when I was young. I picked up the basics from a teenager who I believe was just trying to earn a few extra bucks as a swim instructor. I never dreamed of being a professional swimmer or had ambitions to become a lifeguard. It just wasn’t my thing. I only wanted to enjoy the water without the fear of drowning.

As summer approaches, I find myself repeating a familiar set of warnings to my kids. I can’t teach them more than I know, but I know enough to caution them about the dangers of swimming alone, going out too far or stepping into unfamiliar waters.

Naturally, those thoughts drifted (see what I did there?) to recent market volatility and what I’ve observed with clients. At times, it has felt like the role of a lifeguard. Our team at Elevage Partners is on deck, keeping watch to ensure people stay safe. We blow the whistle when someone is about to make a risky decision. We stop the sprinting, just as we’ve helped clients pause before running away from long-term investment plans.

In other words, we’re “on duty.” Watching. Guiding. Helping. We don’t allow our clients to swim at their own risk.

How about you? What’s important to you financially? Do you have someone looking out for your future? Someone who will step in when the current gets rough or your confidence starts to waver?

If not, maybe it’s time to raise your hand. Or perhaps you’ve managed well on your own, but lately find yourself in deeper water than expected, and you’re sensing some unease. In either case, we’re helping clients navigate what lies ahead — and we can help you, too.

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The information contained herein represents the views of Elevage Partners at a specific point in time and is based on information believed to be reliable. No representation or warranty is made concerning the accuracy of any data compiled herein In addition, there can be no guarantee that any projection, forecast, or opinion in these materials will be realized. Any statement non-factual in nature constitutes only current opinion which is subject to change. These materials are provided for informational purposes only and do not constitute investment advice. Any reference to a security listed herein does not constitute a recommendation to buy, sell, or hold such security. Past performance is no guarantee of future results. The historical returns of any securities and/or sectors mentioned in this commentary are not necessarily indicative of their future performance.